Auto Loan Rates from Bank of America

Auto Loan Rates

Lock in your auto loan rate

Get a fixed-rate loan for fresh cars, used cars and refinancing. Rates as low as

More terms available

Bank of America auto loan terms range from twelve to seventy five months. Our online application permits you to select terms of 48, sixty or seventy two months; you can discuss other terms with your loan officer after your application is submitted.

View our Bank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

† See why your actual APR may differ

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Please tell us where you bank so we can give you accurate rate and fee information for your location.

In the market to purchase a fresh or used car or refinance your existing loan?

Bank of America offers competitive rates and nimble loan and payment terms. Explore rates, estimate your monthly payments and apply online for an auto purchase loan or to refinance your current auto loan.

Preferred Prizes clients can get an interest rate discount of

Get more with Bank of America auto loans

Get more with Bank

of America auto loans

60-second decision (for most applicants) with a 30-day rate lock

Know how much you can afford before you shop

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Sat. Nine a.m.-8 p.m. ET

Sat. Nine a.m.-8 p.m. ET

Auto Loans & Rates Open

Auto Loans & Rates

Calculators Open

Calculators

Auto Loan Basics Open

Auto Loan Basics

Manage Your Loan Open

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Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here’s how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to produce advertising on our Sites and offline (for example, by phone, email and direct mail) that’s customized to meet specific interests you may have.

If you choose that we do not use this information, you may opt out of online behavioral advertising. If you opt out, tho’, you may still receive generic advertising. In addition, financial advisors/Client Managers may proceed to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.

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